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5 Tips to Play Baccarat Like a Pro

Discover how to become a baccarat pro and win with our SECRET strategy tips. Follow our five-step program to become a winning player!                                                                                                                                                                    

#1. Do not bet on “Tie”#2. Bet on the Banker#3. Stop that note taking#4. Check the number of card decks in use#5. Practice with free online baccarat. Believe it or not, but if there is anything that can make a difference in your baccarat games is simply your luck. If the simplicity of the game and its set of rules – make sure you head to our baccarat rules page if you are not familiar with those yet – are one of the keys to baccarat / punto banco success, it is undeniable that systems, strategies, and statistics can do very little to help you winning at the table.

Baccarat Rules: How to Play Online Baccarat

Learn how to play one the most widely enjoyed casino card classics in our step by step guide. From basic rules to winning strategies, you can find everything you need to about baccarat below. Baccarat, which is also known as Punto Banco, is one of the most popular games in any casino. This casino classic is surprisingly simple as the main objective is to predict which of two hands, Banker or Player, will come closest to nine.

Basic Baccarat Rules

The gameplay of baccarat is incredibly simple, you have a dealer whose hand is the banker’s, one selected player whose hand is the player’s, and up to 12 or 14 players who place bets on which of these two hands come closer to 9. The dealer begins by drawing four cards from the shoe face down. The first and third cards goes to the Player hand, and the second and fourth cards to the Banker hand. The dealer then turns over both hands. If either the Player hand or the Banker hand has a point count of eight or nine in the first two cards, it is called a natural and no more cards are dealt. The losing bets are collected from all players, and then the winning bets are handed out based on the hand that received a

If neither hand has a natural 8 or 9, then a third card must be drawn by the dealer, and this is done based on a very strict set of rules which we will explain after you become more familiar with the board and bets of this classic card game.

Rules for the Player, Banker and Tie Bets

There are three types of bets in Baccarat: the Player, Banker andTie which is also known as the Stand-Off bet. The Player bet assumes that the player will win with a hand closest to 9, the Banker bet predicts that the banker’s hand will end up closer to 9, and the Tie bet predicts that the hand values will be equal.

In terms of payouts, each bet pays out at a different rate. Keep in mind that the house always tries to leverage their advantage and while the Tie bet may seem like the most profitable, it also has the lowest winning odds!

  • Winning Player hand wagers are paid 1:1 or even money minus a 5% commission;
  • Winning Banker hand wagers are paid 1:1 or even money minus a 5% commission;
  • Winning Tie wagers (a.k.a. Standoff) are paid 8:1.

Card Values in Baccarat

Card values are calculated a little differently in baccarat. Unlike blackjack and poker where face cards and tens are valued at “10”, in baccarat they are valued at 0. You can find an overview of the points each card is worth below:

  • 2-9 retain their face values.
  • 10, Jack, Queen, and King all have values of zero (0).
  • Aces have a value of one (1).

The next part gets a bit tricky:

The hands in baccarat will consist of two (and sometimes three) cards. While the card values are added together to determine the total point count, if the total is a two-digit number, then the left digit is dropped. Here are a few examples:

  • Example 1: A hand of “King-3-4” has a point count of seven (7).
  • Example 2: A hand of “Queen-5” has a point count of five (5).
  • Example 3: A hand of “9-5-9” equals 23, and this is where it gets tricky: because we drop the left digit the actual point count is three (3).

Rules for Drawing a Third Card

We mentioned earlier that, depending on the hands dealt, a third card may be drawn by the dealer. Whether this is necessary can be determined based on the player’s hand point count, and the actions the dealer will take are outlined below:

Player Hand Point Count Third Card Decision
0-5 Draw
6 or 7 Stand
8 or 9 Natural, both Player and Banker Stand

Baccarat does not necessarily stop after the third card. Depending on both the player and banker’s hands, the dealer will continue to draw cards based on the table below (top row signifies the Player’s Third Card Value):

Banker Point Count Player Stands 1 2 3 4 5 6 7 8 9
0 D D D D D D D D D D
1 D D D D D D D D D D
2 D D D D D D D D D D
3 D D D D D D D D D S
4 D S S D D D D D D S
5 D S S S S D D D D S
6 S S S S S S S D D S
7 S S S S S S S S S S
8 N N N N N N N N N N
9 N N N N N N N N N N

D = Draw
S = Stand
N = Natural

How to Play Baccarat Online

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Baccarat Strategy Tips: How to Win at Baccarat

Now that you understand the rules of this casino classic, you may have concluded that baccarat is purely a game of luck thanks to the simple draw or stand game play. Fortunately, that is not true! Winning is always a matter of probability, and there are always systems and patterns that can help you boost those odds in your favor. Nevertheless, some factors as the house edge, the number of decks used at the table and the awareness of some false myths are what smart and winning player always keep in mind while playing live or online baccarat. So, before heading to your online casino tables, make sure you first go through our online baccarat winning tips to learn how to play baccarat like a pro.

#1. Do not bet on “Tie”

The last bet you want to go for while playing baccarat is the “tie” one, even if it comes to you with a shiny and inviting 8:1 payout. Having said that baccarat is a game of chance and there is no possible statistic calculation that could help you anticipating the next result, a bet in the “tie” area of the table is almost always a lost one as the chances of both banker and player to end with the same result are extremely thin.

#2. Bet on the Banker

The same way you should not fall for the 8:1 payout offered for the “tie” bet, you should also not be scared by the 5% commission most casinos apply to the bets on the banker. True, adding a 5% commission to the already not too sexy 1:1 payout in case of winning does not feel like a dream situation but – hold right there: there is a reason why casinos tend to make the “banker” bet so unattractive. What is nothing new to experienced baccarat players is that the “banker” bet is the one with the lowest house edge (1.06% vs. 1.24% of the bet on the “player”) in the game, hence it is the bet everyone should go for. Some say that the relatively low winnings and the lower risk make the bets on the banker a little too boring…but we are here to find a strategy to win at baccarat, not to focus on gambling and excitement, right?

#3. Stop that note taking

I am not 100% sure this really happens in online baccarat as much as in the live version of the game, but if you have in mind to play writing down on paper every single result …stop doing it! Unless you have found the magic formula to understand how luck works at the green table, taking notes while playing baccarat will not bring you anything more than frustration at your lost bets. Remember: as a game of chance, baccarat is not ruled by any algorithm nor any math-related mechanism. And unless you are deeply convinced that “once the banker wins three times in a row…the fourth hand must go to the player” for some unknown reason…well, drop that pen and enjoy the game for the fun it offers.

#4. Check the number of card decks in use

Most of the online casinos you will find on Bonus.bet offer different baccarat games in regards of the minimum bets and the number of card decks in use and what you should be aware of is that the house edge is directly proportional to the number of decks placed in the shoe.Unfortunately, baccarat games played with only one deck became increasingly hard to find, but the idea that “the fewer the decks are, the better it is” can still be a solid principle to use when deciding if to go for 8 decks or 6 decks baccarat games. Check the table below to see the differences between the different baccarat games available.

Number of decks Bet on Player Bet on Banker Bet on Tie
1 1.01% 1.29% 15.75%
6 1.24% 1.06% 14.44%
8 1.24% 1.06% 14.36%

#5. Practice with free online baccarat

As the game’s pace tend to be quite fast, it is always a good idea to do some practice using the chance offered by most casino rooms of playing online baccarat for free. We would recommend to start with 888Casino  (Spin the Wheel of Fortune for Free – No Deposit – and enjoy your Baccarat Game!) especially if you are from UK. For how unexciting playing without real money can seem to be, it is for sure the best-unexperienced players can do to get familiar with the rules, the bets and the action of baccarat table before hitting the table to join the action of one of the most exciting casino games ever.